Furniture Financing & Leasing in Kokomo, IN
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Why Financing & Leasing Make Furniture Shopping Easier at Walls Furniture & Mattress
Furnish your home your way — save upfront, pay over time with promotional 0% financing, or choose flexible no credit needed lease-to-own.
Three flexible ways to pay at Walls Furniture & Mattress.
At Walls Furniture & Mattress in Kokomo, we believe everyone deserves to come home to comfort — without stretching the budget. Whether you prefer the simplicity of paying upfront, the predictability of monthly payments, or the flexibility of no credit needed leasing, we’ll help you choose what fits your life.
Cash Savings
- Pay upfront & enjoy instant value during seasonal promos
- Simple, fast checkout — no contracts
- Great for bargain-focused shoppers
Best for: the lowest price today
Interest-Free Financing
- Take it home now, pay over time
- Promotional 0% interest periods offered throughout the year
- Manageable, predictable monthly payments
Best for: spreading out bigger purchases
No Credit Needed Leasing
- Quick approvals with no credit required
- Low initial payment to get started
- Weekly, biweekly, or monthly schedules
- Early buyout options available
Best for: flexibility when traditional credit isn’t the right fit
How to Choose the Right Option
- Want the lowest price today? Choose Cash Savings during the current promotion.
- Prefer simple monthly payments? Pick Interest-Free Financing during a 0% promo period.
- No credit or prefer not to use it? Go with Lease-to-Own for a small initial payment and flexible terms.
Apply or Shop Your Way
Availability, terms, and promotional periods vary by sale. Our team will walk you through every detail — clearly and transparently.
Why Shop Walls Furniture & Mattress
- Local & family-owned — real people, honest guidance
- Everyday value with seasonal promos throughout the year
- Convenient delivery options within 50 miles of Kokomo
- Hundreds of 5-star reviews from Kokomo, Marion, Logansport, Peru & beyond
Financing & Leasing FAQ
Will applying for financing hurt my credit?
Traditional financing may include a credit inquiry. During promotional periods we highlight 0% interest options; our team can explain the application process so you can decide confidently.
What’s the difference between financing and lease-to-own?
Financing spreads your purchase into fixed monthly payments, often with 0% interest promos. Lease-to-own offers flexible approvals with no credit required, a low initial payment, and the ability to buy out early.
Can I combine promotions with financing or leasing?
Often yes, depending on the current sale and program terms. We’ll outline your best options at checkout.
What should I bring to apply in-store?
A government ID, basic income information, and a valid payment method. Lease-to-own may also require an active checking account. Requirements can vary by provider.
Visit us: 521 E Alto Rd, Kokomo, IN • shopwallsfurniture.com